MCA Answers™
Claim Process
Follow the claim process, preserve important information and avoid missing deadlines that may affect your rights.
Questions
Claim steps, important deadlines and what to expect as a case moves forward.
- How long do I have to file a car accident claim in Georgia?In most Georgia car accident cases you generally have two years from the date of the crash to file a personal injury lawsuit, and four years for property damage. Claims against a city, county or state agency require written notice far sooner — in some cases within six months — and other exceptions can change these deadlines.
- How long does a Georgia car accident settlement take?A straightforward Georgia claim with completed treatment often resolves in three to nine months. Cases involving surgery, disputed fault or a lawsuit commonly take a year or more, because in MCA's experience settling before the full medical picture is known usually undervalues a claim.
- How long does a Georgia car accident claim take?It depends far more on medical treatment than on paperwork. A straightforward claim where injuries resolve in a few months often settles within a few months after treatment ends; a claim involving surgery, disputed liability, inadequate coverage or litigation runs considerably longer. The main driver is that a claim cannot be valued accurately until the medical picture is clear, and Georgia's ordinary two-year filing deadline sets the outer boundary for starting suit.
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